Deciding Between Acima Leasing and Snap Finance in Woodstock, GA

You’re ready to shop with help from a lease-to-own company in Woodstock, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Woodstock, GA Lease-to-Own Companies

When comparing lease-to-own companies in Woodstock, GA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Woodstock so you can find the right company for you.

Snap Finance in Woodstock, GA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Woodstock, GA lease-to-own companies operate similarly. To start, you choose an approved retailer in Woodstock and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Woodstock, GA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Woodstock, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woodstock, GA. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Woodstock, GA Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Woodstock, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Woodstock and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Woodstock, GA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Woodstock, GA

For shoppers in Woodstock, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Woodstock, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Woodstock, GA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Woodstock, GA

Acima Leasing and Snap Finance are great options for Woodstock, GA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.