Choosing Your Winterville, GA Lease-to-Own Company

When choosing a lease-to-own company in Winterville, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Winterville and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Winterville, GA Work

How does Snap Finance work? Or Acima Leasing? Most Winterville, GA lease-to-own companies operate similarly. You shop in person or online at an approved Winterville retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing in Winterville, GA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Winterville, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Winterville, GA. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Winterville, GA

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Winterville, GA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Winterville businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Winterville, GA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Winterville, GA?

Snap Finance and Acima Leasing both want to help shoppers in Winterville GA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Winterville, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

For Acima Leasing in Winterville, GA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Winterville, GA Lease-to-Own Company

Many shoppers across Winterville, GA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.