Deciding Between Acima Leasing and Snap Finance in White, GA

You need a lease-to-own option in White, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your White, GA Lease-to-Own Company

When choosing a lease-to-own company in White, GA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in White so you can determine which company is right for you.

How Does Lease-to-Own in White, GA Work?

How do Acima Leasing and Snap Finance work? Most White, GA lease-to-own companies operate similarly. To start, you choose an approved retailer in White and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in White, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in White, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in White, GA. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in White, GA

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local White, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in White and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in White, GA.

Am I Qualified to Apply for Snap Finance or Acima Leasing in White, GA?

Both Snap Finance and Amica Leasing aim to help shoppers in White, GA with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in White, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

For Acima Leasing in White, GA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in White, GA? Try Acima Leasing

Many shoppers across White, GA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.