Choosing Your Waycross, GA Lease-to-Own Company
When picking a lease-to-own company in Waycross, GA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Waycross and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Waycross, GA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Waycross, GA lease-to-own companies operate similarly. First, you pick from a list of approved Waycross retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Waycross, GA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Waycross, GA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Waycross, GA. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Waycross, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Waycross, GA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Waycross businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Waycross, GA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Waycross, GA?
Snap Finance and Acima Leasing both want to help shoppers in Waycross GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Waycross, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Waycross, GA also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Waycross, GA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Waycross, GA. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.