Deciding Between Acima Leasing and Snap Finance in Thomson, GA

You need a lease-to-own option in Thomson, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Thomson, GA Lease-to-Own Companies

When choosing a lease-to-own company in Thomson, GA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Thomson so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Thomson, GA Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Thomson, GA tend to work the same way. You shop in person or online at an approved Thomson retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Thomson, GA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Thomson, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Thomson, GA. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Thomson, GA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Thomson, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Thomson and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Thomson, GA.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Thomson, GA?

Snap Finance and Acima Leasing both want to help shoppers in Thomson GA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Thomson, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Thomson, GA, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Thomson, GA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Thomson, GA. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.