What to Look for in Temple, GA Lease-to-Own Companies
When selecting a lease-to-own company in Temple, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Temple and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Temple, GA Work
How does Snap Finance work? Or Acima Leasing? Whichever Temple, GA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Temple retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Temple, GA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Temple, GA?
The items you can shop for vary based on which Temple, GA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Temple, GA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Temple, GA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Temple stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Temple, GA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Temple, GA
For shoppers in Temple, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Temple, GA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Temple, GA, you will also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Temple, GA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Temple, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.