Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Tallapoosa, GA

Seeking a lease-to-own solution in Tallapoosa, GA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Tallapoosa, GA Lease-to-Own Company

When picking a lease-to-own company in Tallapoosa, GA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tallapoosa so you can decide which company sounds best for you.

How Does Lease-to-Own in Tallapoosa, GA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Tallapoosa, GA follow similar models. To start, you choose an approved retailer in Tallapoosa and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Tallapoosa, GA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Tallapoosa, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Tallapoosa, GA. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Tallapoosa, GA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Tallapoosa, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Tallapoosa stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Tallapoosa, GA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Tallapoosa, GA?

Snap Finance and Amica Leasing are dedicated to helping Tallapoosa, GA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Tallapoosa, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.

Acima Leasing in Tallapoosa, GA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Tallapoosa, GA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Tallapoosa, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.