Snap Finance in Suwanee, GA or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Suwanee, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Suwanee, GA Lease-to-Own Companies

When choosing a lease-to-own company in Suwanee, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Suwanee and Snap Finance so you can determine which company is right for you.

How Does Lease-to-Own in Suwanee, GA Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Suwanee, GA follow similar models. You shop in person or online at an approved Suwanee retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance in Suwanee, GA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Suwanee, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Suwanee, GA. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Suwanee, GA

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Suwanee, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Suwanee stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Suwanee, GA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Suwanee, GA?

Both Snap Finance and Amica Leasing aim to help shoppers in Suwanee, GA with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Suwanee, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Suwanee, GA also requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Suwanee, GA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Suwanee, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.