What to Look for in Stonecrest, GA Lease-to-Own Companies
When picking a lease-to-own company in Stonecrest, GA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Stonecrest so you know which company is your best fit.
How Does Lease-to-Own in Stonecrest, GA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Stonecrest, GA follow similar models. You shop in person or online at an approved Stonecrest retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Stonecrest, GA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Stonecrest, GA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Stonecrest, GA. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Stonecrest, GA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Stonecrest, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Stonecrest stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Stonecrest, GA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Stonecrest, GA
Both Snap Finance and Amica Leasing support Stonecrest, GA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Stonecrest, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Stonecrest, GA also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Stonecrest, GA
Acima Leasing and Snap Finance have a lot to offer shoppers in Stonecrest, GA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.