What to Look for in Stone Mountain, GA Lease-to-Own Companies
When picking a lease-to-own company in Stone Mountain, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Stone Mountain and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Stone Mountain, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Stone Mountain, GA tend to work the same way. You shop in person or online at an approved Stone Mountain retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Stone Mountain, GA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Stone Mountain, GA?
The items you can shop for in Stone Mountain, GA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Stone Mountain, GA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Stone Mountain, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Stone Mountain and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Stone Mountain, GA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Stone Mountain, GA?
Snap Finance and Acima Leasing both want to help shoppers in Stone Mountain GA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Stone Mountain, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Stone Mountain, GA requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Stone Mountain, GA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Stone Mountain, GA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.