Choosing a Lease-to-Own Company in Statham, GA
When comparing lease-to-own companies in Statham, GA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Statham so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Statham, GA
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Statham, GA follow similar models. You shop at an approved Statham retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Statham, GA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Statham, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Statham, GA. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Statham, GA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Statham, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Statham businesses to trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Statham, GA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Statham, GA?
Snap Finance and Acima Leasing both want to help shoppers in Statham GA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Statham, GA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
For Acima Leasing in Statham, GA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Statham, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Statham, GA. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.