How to Choose a Lease-to-Own Company in Social Circle, GA

When choosing a lease-to-own company in Social Circle, GA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Social Circle and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Social Circle, GA

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Social Circle, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Social Circle and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Social Circle, GA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

Social Circle, GA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Social Circle, GA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Social Circle, GA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Social Circle, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Social Circle stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Social Circle, GA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Social Circle, GA?

For shoppers in Social Circle, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Social Circle, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

Acima Leasing in Social Circle, GA also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Social Circle, GA? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Social Circle, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.