Choosing Your Smyrna, GA Lease-to-Own Company
When choosing a lease-to-own company in Smyrna, GA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Smyrna so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Smyrna, GA
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Smyrna, GA tend to work the same way. To start, you choose an approved retailer in Smyrna and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Smyrna, GA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Smyrna, GA?
The items you can shop for in Smyrna, GA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Smyrna, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Smyrna, GA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Smyrna businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Smyrna, GA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Smyrna, GA?
For shoppers in Smyrna, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Smyrna, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Smyrna, GA requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Smyrna, GA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Smyrna, GA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.