Snap Finance in Sandy Springs, GA or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Sandy Springs, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Sandy Springs, GA Lease-to-Own Company

When choosing a lease-to-own company in Sandy Springs, GA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sandy Springs so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Sandy Springs, GA Work

How does Snap Finance work? Or Acima Leasing? Whichever Sandy Springs, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Sandy Springs and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Sandy Springs, GA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sandy Springs, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sandy Springs, GA. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Sandy Springs, GA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Sandy Springs, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sandy Springs and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Sandy Springs, GA or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Sandy Springs, GA

Both Snap Finance and Amica Leasing aim to help shoppers in Sandy Springs, GA with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Sandy Springs, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Sandy Springs, GA also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Sandy Springs, GA Lease-to-Own Company

Many shoppers across Sandy Springs, GA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.