Choosing Your Saint Marys, GA Lease-to-Own Company
When picking a lease-to-own company in Saint Marys, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Saint Marys so you can decide which company sounds best for you.
Snap Finance in Saint Marys, GA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Saint Marys, GA follow similar models. You shop at an approved Saint Marys retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Saint Marys, GA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Saint Marys, GA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Saint Marys, GA retailers are approved by Snap Finance or Acima Leasing. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Saint Marys, GA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Saint Marys, GA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Saint Marys businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Saint Marys, GA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Saint Marys, GA
Both Snap Finance and Amica Leasing support Saint Marys, GA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Saint Marys, GA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Saint Marys, GA, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Saint Marys, GA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Saint Marys, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.