Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Royston, GA

Looking for a lease-to-own company in Royston, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Royston, GA

When picking a lease-to-own company in Royston, GA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Royston so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Royston, GA

How does Snap Finance work? Or Acima Leasing? Most Royston, GA lease-to-own companies operate similarly. You shop at an approved Royston retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Royston, GA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Royston, GA Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Royston, GA. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Royston, GA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Royston, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Royston stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Royston, GA or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Royston, GA

Both Snap Finance and Amica Leasing aim to help shoppers in Royston, GA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Royston, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

Acima Leasing in Royston, GA also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Royston, GA? Try Acima Leasing

Many shoppers across Royston, GA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.