Deciding Between Acima Leasing and Snap Finance in Roswell, GA

You need a lease-to-own option in Roswell, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Roswell, GA Lease-to-Own Companies

When selecting a lease-to-own company in Roswell, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Roswell so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Roswell, GA

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Roswell, GA tend to work the same way. You shop at an approved Roswell retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Roswell, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Roswell, GA?

The items you can shop for in Roswell, GA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Roswell, GA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Roswell, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Roswell stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Roswell, GA.

What Are the Requirements for Acima Leasing vs. Snap Finance in Roswell, GA?

Everyone in Roswell, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Roswell, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Roswell, GA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Roswell, GA, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Roswell, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.