Selecting a Lease-to-Own Company in Ringgold, GA
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Ringgold, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Ringgold, GA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Ringgold, GA Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ringgold, GA? You can expect a similar application process for both. Shop at eligible Ringgold stores, pick out the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Ringgold, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Ringgold vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Ringgold, GA share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Ringgold, GA need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Are you shopping in Ringgold with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Ringgold Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Ringgold stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Ringgold, GA stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Ringgold, GA?
Acima Leasing and Progressive Leasing in Ringgold, GA follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Ringgold, GA Lease-to-Own Company?
We can’t tell you which lease-to-own company in Ringgold, GA to choose. The best option for you depends on which Ringgold retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.