Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Resaca, GA

You’re ready to shop with help from a lease-to-own company in Resaca, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Resaca, GA

When choosing a lease-to-own company in Resaca, GA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Resaca and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Resaca, GA Work

How do Acima Leasing and Snap Finance work? Whichever Resaca, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Resaca and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Resaca, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Resaca, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Resaca, GA. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Resaca, GA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Resaca, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Resaca stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Resaca, GA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Resaca, GA?

Both Snap Finance and Amica Leasing aim to help shoppers in Resaca, GA with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Resaca, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Resaca, GA, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Resaca, GA? Try Acima Leasing

Many shoppers across Resaca, GA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.