Choosing a Lease-to-Own Company in Newnan, GA
When selecting a lease-to-own company in Newnan, GA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Newnan and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Newnan, GA Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Newnan, GA tend to work the same way. You shop in person or online at an approved Newnan retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Newnan, GA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Newnan, GA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Newnan, GA. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Newnan, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Newnan, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Newnan businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Newnan, GA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Newnan, GA?
Snap Finance and Amica Leasing are dedicated to helping Newnan, GA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Newnan, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Newnan, GA also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Newnan, GA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Newnan, GA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.