Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Moultrie, GA

You need a lease-to-own option in Moultrie, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Moultrie, GA Lease-to-Own Companies

When choosing a lease-to-own company in Moultrie, GA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Moultrie so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Moultrie, GA

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Moultrie, GA follow similar models. You shop in person or online at an approved Moultrie retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Moultrie, GA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Moultrie, GA?

The items you can shop for vary based on which Moultrie, GA retailers are approved by Snap Finance or Acima Leasing. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Moultrie, GA

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Moultrie, GA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Moultrie and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Moultrie, GA or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Moultrie, GA

Snap Finance and Amica Leasing are dedicated to helping Moultrie, GA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Moultrie, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Moultrie, GA also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Moultrie, GA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Moultrie, GA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.