How to Choose a Lease-to-Own Company in Monroe, GA
When selecting a lease-to-own company in Monroe, GA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Monroe and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Monroe, GA Work?
How do Acima Leasing and Snap Finance work? Whichever Monroe, GA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Monroe retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Monroe, GA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Monroe, GA?
The items you can shop for in Monroe, GA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Monroe, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Monroe, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Monroe businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Monroe, GA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Monroe, GA
Both Snap Finance and Amica Leasing aim to help shoppers in Monroe, GA with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Monroe, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Monroe, GA also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Monroe, GA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Monroe, GA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.