Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Marys, GA

You’re ready to shop with help from a lease-to-own company in Marys, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Marys, GA

When choosing a lease-to-own company in Marys, GA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Marys so you can decide which company sounds best for you.

Snap Finance in Marys, GA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Marys, GA lease-to-own companies operate similarly. You shop at an approved Marys retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Marys, GA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Marys, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marys, GA. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Marys, GA

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Marys, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Marys stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Marys, GA stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Marys, GA?

Snap Finance and Amica Leasing are dedicated to helping Marys, GA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Marys, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Marys, GA also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Marys, GA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Marys, GA. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.