Snap Finance in Locust Grove, GA or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Locust Grove, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Locust Grove, GA Lease-to-Own Company

When comparing lease-to-own companies in Locust Grove, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Locust Grove and Snap Finance so you can determine which company is right for you.

Snap Finance in Locust Grove, GA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Locust Grove, GA tend to work the same way. First, you pick from a list of approved Locust Grove retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Locust Grove, GA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Locust Grove, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Locust Grove, GA. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Locust Grove, GA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Locust Grove, GA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Locust Grove stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Locust Grove, GA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Locust Grove, GA?

Snap Finance and Acima Leasing both want to help shoppers in Locust Grove GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Locust Grove, GA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Locust Grove, GA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Locust Grove, GA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Locust Grove, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.