Choosing Your Lithonia, GA Lease-to-Own Company
When picking a lease-to-own company in Lithonia, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lithonia so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Lithonia, GA Work
How do Acima Leasing and Snap Finance work? Whichever Lithonia, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Lithonia and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Lithonia, GA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lithonia, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lithonia, GA. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lithonia, GA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lithonia, GA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Lithonia businesses to national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Lithonia, GA.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lithonia, GA
Snap Finance and Acima Leasing both want to help shoppers in Lithonia GA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Lithonia, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Lithonia, GA also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lithonia, GA Lease-to-Own Company
Many shoppers across Lithonia, GA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.