Choosing a Lease-to-Own Company in Lilburn, GA
When selecting a lease-to-own company in Lilburn, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Lilburn and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Lilburn, GA Work?
How does Acima Leasing work? Or Snap Finance? Most Lilburn, GA lease-to-own companies operate similarly. You shop at an approved Lilburn retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Lilburn, GA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lilburn, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lilburn, GA. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lilburn, GA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Lilburn, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Lilburn businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Lilburn, GA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lilburn, GA?
For shoppers in Lilburn, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Lilburn, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Lilburn, GA requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Lilburn, GA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lilburn, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.