Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Lagrange, GA

You need a lease-to-own option in Lagrange, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Lagrange, GA Lease-to-Own Company

When picking a lease-to-own company in Lagrange, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lagrange so you can find the right company for you.

Snap Finance in Lagrange, GA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lagrange, GA follow similar models. First, you pick from a list of approved Lagrange retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing in Lagrange, GA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Lagrange, GA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lagrange, GA. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Lagrange, GA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lagrange, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Lagrange and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lagrange, GA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Lagrange, GA?

Snap Finance and Acima Leasing both want to help shoppers in Lagrange GA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Lagrange, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

Acima Leasing in Lagrange, GA also requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Lagrange, GA

Acima Leasing and Snap Finance have a lot to offer shoppers in Lagrange, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.