Choosing Your La Fayette, GA Lease-to-Own Company
When choosing a lease-to-own company in La Fayette, GA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in La Fayette and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in La Fayette, GA Work
How does Snap Finance work? Or Acima Leasing? Whichever La Fayette, GA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved La Fayette retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in La Fayette, GA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in La Fayette, GA?
The items you can shop for vary based on which La Fayette, GA retailers are approved by Snap Finance or Acima Leasing. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
La Fayette, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local La Fayette, GA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in La Fayette and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in La Fayette, GA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in La Fayette, GA?
Everyone in La Fayette, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in La Fayette, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in La Fayette, GA also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in La Fayette, GA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in La Fayette, GA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.