Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Jonesboro, GA

You’re ready to shop with help from a lease-to-own company in Jonesboro, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Jonesboro, GA Lease-to-Own Company

When picking a lease-to-own company in Jonesboro, GA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Jonesboro so you know which company is your best fit.

Snap Finance in Jonesboro, GA vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Jonesboro, GA follow similar models. First, you pick from a list of approved Jonesboro retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance in Jonesboro, GA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Jonesboro, GA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jonesboro, GA. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Jonesboro, GA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Jonesboro, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Jonesboro and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Jonesboro, GA.

Acima Leasing vs. Snap Finance Application and Requirements in Jonesboro, GA

Both Snap Finance and Amica Leasing aim to help shoppers in Jonesboro, GA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Jonesboro, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Jonesboro, GA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Jonesboro, GA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Jonesboro, GA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.