Choosing a Lease-to-Own Company in Johns Creek, GA
When selecting a lease-to-own company in Johns Creek, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Johns Creek so you can decide which company sounds best for you.
Snap Finance in Johns Creek, GA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Johns Creek, GA lease-to-own companies operate similarly. To start, you choose an approved retailer in Johns Creek and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Johns Creek, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Johns Creek, GA?
The items you can shop for vary based on which Johns Creek, GA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Johns Creek, GA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Johns Creek, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Johns Creek businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Johns Creek, GA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Johns Creek, GA?
Snap Finance and Acima Leasing both want to help shoppers in Johns Creek GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Johns Creek, GA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Johns Creek, GA requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Johns Creek, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Johns Creek, GA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.