Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Jasper, GA

You need a lease-to-own option in Jasper, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Jasper, GA

When comparing lease-to-own companies in Jasper, GA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Jasper so you know which company is your best fit.

How Does Lease-to-Own in Jasper, GA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Jasper, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Jasper and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing in Jasper, GA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Jasper, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jasper, GA. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Jasper, GA

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Jasper, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Jasper stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Jasper, GA.

Acima Leasing vs. Snap Finance Application and Requirements in Jasper, GA

For shoppers in Jasper, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Jasper, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

Acima Leasing in Jasper, GA also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Jasper, GA

Many shoppers across Jasper, GA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.