What to Look for in Hiram, GA Lease-to-Own Companies
When choosing a lease-to-own company in Hiram, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Hiram and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Hiram, GA Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Hiram, GA tend to work the same way. First, you pick from a list of approved Hiram retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Hiram, GA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Hiram, GA?
The items you can shop for in Hiram, GA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Hiram, GA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hiram, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Hiram and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Hiram, GA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hiram, GA
For shoppers in Hiram, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Hiram, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Hiram, GA requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Hiram, GA? Try Acima Leasing
Many shoppers across Hiram, GA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.