Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Hampton, GA

You need a lease-to-own option in Hampton, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Hampton, GA Lease-to-Own Companies

When selecting a lease-to-own company in Hampton, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hampton so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Hampton, GA Work

How do Acima Leasing and Snap Finance work? Whichever Hampton, GA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Hampton retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Hampton, GA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Hampton, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hampton, GA. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Hampton, GA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Hampton, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Hampton businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Hampton, GA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Hampton, GA

For shoppers in Hampton, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Hampton, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Hampton, GA requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Hampton, GA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hampton, GA. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.