Deciding Between Acima Leasing and Snap Finance in Garden Cty, GA

You’re ready to shop with help from a lease-to-own company in Garden Cty, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Garden Cty, GA

When choosing a lease-to-own company in Garden Cty, GA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Garden Cty so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Garden Cty, GA

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Garden Cty, GA follow similar models. You shop at an approved Garden Cty retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Garden Cty, GA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Garden Cty, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Garden Cty, GA. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Garden Cty, GA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Garden Cty, GA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Garden Cty stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Garden Cty, GA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Garden Cty, GA?

Everyone in Garden Cty, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Garden Cty, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Garden Cty, GA also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Garden Cty, GA? Try Acima Leasing

Many shoppers across Garden Cty, GA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.