What to Look for in Franklin, GA Lease-to-Own Companies
When picking a lease-to-own company in Franklin, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Franklin and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Franklin, GA
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Franklin, GA follow similar models. You shop at an approved Franklin retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Franklin, GA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Franklin, GA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Franklin, GA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Franklin, GA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Franklin, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Franklin and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Franklin, GA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Franklin, GA?
Everyone in Franklin, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Franklin, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Franklin, GA also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Franklin, GA
Acima Leasing and Snap Finance have a lot to offer shoppers in Franklin, GA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.