Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fort Oglethorpe, GA

You’re ready to shop with help from a lease-to-own company in Fort Oglethorpe, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

How to Choose a Lease-to-Own Company in Fort Oglethorpe, GA

When choosing a lease-to-own company in Fort Oglethorpe, GA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fort Oglethorpe and Snap Finance so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Fort Oglethorpe, GA Work

How does Snap Finance work? Or Acima Leasing? Whichever Fort Oglethorpe, GA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Fort Oglethorpe retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Fort Oglethorpe, GA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fort Oglethorpe, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fort Oglethorpe, GA. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Fort Oglethorpe, GA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Fort Oglethorpe, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Fort Oglethorpe and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Fort Oglethorpe, GA.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Fort Oglethorpe, GA?

Snap Finance and Amica Leasing are dedicated to helping Fort Oglethorpe, GA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Fort Oglethorpe, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

For Acima Leasing in Fort Oglethorpe, GA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Fort Oglethorpe, GA Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Fort Oglethorpe, GA. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.