What to Look for in Evans, GA Lease-to-Own Companies
When comparing lease-to-own companies in Evans, GA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Evans and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Evans, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Evans, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Evans and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Evans, GA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Evans, GA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Evans, GA. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Evans, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Evans, GA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Evans stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Evans, GA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Evans, GA?
Both Snap Finance and Amica Leasing aim to help shoppers in Evans, GA with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Evans, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Evans, GA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Evans, GA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Evans, GA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.