What to Look for in Duluth, GA Lease-to-Own Companies
When picking a lease-to-own company in Duluth, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Duluth so you can find the right company for you.
How Does Lease-to-Own in Duluth, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Duluth, GA tend to work the same way. You shop at an approved Duluth retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in Duluth, GA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Duluth, GA?
The items you can shop for in Duluth, GA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Duluth, GA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Duluth, GA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Duluth businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Duluth, GA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Duluth, GA
Snap Finance and Acima Leasing both want to help shoppers in Duluth GA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Duluth, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Duluth, GA also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Duluth, GA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Duluth, GA. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.