What to Look for in Decatur, GA Lease-to-Own Companies
When picking a lease-to-own company in Decatur, GA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Decatur and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Decatur, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Decatur, GA tend to work the same way. You shop at an approved Decatur retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Decatur, GA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Decatur, GA?
The items you can shop for vary based on which Decatur, GA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Decatur, GA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Decatur, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Decatur businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Decatur, GA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Decatur, GA
Everyone in Decatur, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Decatur, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Decatur, GA requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Decatur, GA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Decatur, GA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.