Deciding Between Acima Leasing and Snap Finance in Dacula, GA

Looking for a lease-to-own company in Dacula, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Dacula, GA

When selecting a lease-to-own company in Dacula, GA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Dacula and Snap Finance so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Dacula, GA

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Dacula, GA tend to work the same way. You shop in person or online at an approved Dacula retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Dacula, GA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Dacula, GA Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dacula, GA. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Dacula, GA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Dacula, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Dacula and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Dacula, GA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Dacula, GA

Everyone in Dacula, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Dacula, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

For Acima Leasing in Dacula, GA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Dacula, GA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Dacula, GA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.