How to Choose a Lease-to-Own Company in Cumming, GA
When picking a lease-to-own company in Cumming, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Cumming and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Cumming, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Cumming, GA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Cumming retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Cumming, GA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cumming, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Cumming, GA. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Cumming, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Cumming, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Cumming stores and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Cumming, GA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cumming, GA?
Snap Finance and Acima Leasing both want to help shoppers in Cumming GA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Cumming, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Cumming, GA also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Cumming, GA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Cumming, GA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.