Choosing a Lease-to-Own Company in Covington, GA
When picking a lease-to-own company in Covington, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Covington and Acima Leasing so you can determine which company is right for you.
Snap Finance in Covington, GA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Covington, GA follow similar models. First, you pick from a list of approved Covington retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Covington, GA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Covington, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Covington, GA. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Covington, GA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Covington, GA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Covington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Covington, GA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Covington, GA
Snap Finance and Amica Leasing are dedicated to helping Covington, GA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Covington, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Covington, GA requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Covington, GA
Acima Leasing and Snap Finance have a lot to offer shoppers in Covington, GA. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.