Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Cordele, GA

Seeking a lease-to-own solution in Cordele, GA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Cordele, GA

When choosing a lease-to-own company in Cordele, GA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Cordele and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Cordele, GA

How do Acima Leasing and Snap Finance work? Most Cordele, GA lease-to-own companies operate similarly. You shop in person or online at an approved Cordele retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Cordele, GA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Cordele, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cordele, GA. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Cordele, GA Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Cordele, GA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Cordele and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Cordele, GA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Cordele, GA

Snap Finance and Acima Leasing both want to help shoppers in Cordele GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cordele, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in Cordele, GA also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Cordele, GA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Cordele, GA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.