Comparing Acima Leasing and Snap Finance in Conyers, GA

Looking for a lease-to-own company in Conyers, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Conyers, GA Lease-to-Own Company

When picking a lease-to-own company in Conyers, GA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Conyers and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Conyers, GA

How does Acima Leasing work? Or Snap Finance? Whichever Conyers, GA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Conyers retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Conyers, GA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Conyers, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Conyers, GA. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Conyers, GA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Conyers, GA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Conyers stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Conyers, GA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Conyers, GA

Snap Finance and Amica Leasing are dedicated to helping Conyers, GA shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Conyers, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

For Acima Leasing in Conyers, GA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Conyers, GA

Acima Leasing and Snap Finance are great options for Conyers, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.