How to Choose a Lease-to-Own Company in Columbus, GA
When selecting a lease-to-own company in Columbus, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Columbus so you can find the right company for you.
How Does Lease-to-Own in Columbus, GA Work?
How does Snap Finance work? Or Acima Leasing? Most Columbus, GA lease-to-own companies operate similarly. You shop at an approved Columbus retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Columbus, GA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Columbus, GA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Columbus, GA. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Columbus, GA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Columbus, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Columbus and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Columbus, GA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Columbus, GA?
Snap Finance and Amica Leasing are dedicated to helping Columbus, GA shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Columbus, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Columbus, GA also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Columbus, GA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Columbus, GA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.