Snap Finance in Cleveland, GA or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Cleveland, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Cleveland, GA

When selecting a lease-to-own company in Cleveland, GA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Cleveland so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Cleveland, GA Work

How does Acima Leasing work? Or Snap Finance? Most Cleveland, GA lease-to-own companies operate similarly. You shop at an approved Cleveland retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Cleveland, GA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Cleveland, GA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Cleveland, GA. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Cleveland, GA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Cleveland, GA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Cleveland stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Cleveland, GA or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Cleveland, GA?

Everyone in Cleveland, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Cleveland, GA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Cleveland, GA requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Cleveland, GA, the Choice Is Yours

Many shoppers across Cleveland, GA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.