Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Chatsworth, GA

You need a lease-to-own option in Chatsworth, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Chatsworth, GA Lease-to-Own Company

When comparing lease-to-own companies in Chatsworth, GA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Chatsworth so you can determine which company is right for you.

Snap Finance in Chatsworth, GA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Chatsworth, GA follow similar models. You shop in person or online at an approved Chatsworth retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Chatsworth, GA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Chatsworth, GA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Chatsworth, GA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Chatsworth, GA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Chatsworth, GA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Chatsworth and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Chatsworth, GA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Chatsworth, GA

Both Snap Finance and Amica Leasing support Chatsworth, GA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Chatsworth, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Chatsworth, GA requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Chatsworth, GA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chatsworth, GA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.