Choosing a Lease-to-Own Company in Centerville, GA
When choosing a lease-to-own company in Centerville, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Centerville so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Centerville, GA Work
How does Acima Leasing work? Or Snap Finance? Most Centerville, GA lease-to-own companies operate similarly. You shop in person or online at an approved Centerville retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Centerville, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Centerville, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Centerville, GA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Centerville, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Centerville, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Centerville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Centerville, GA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Centerville, GA
Snap Finance and Amica Leasing are dedicated to helping Centerville, GA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Centerville, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Centerville, GA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Centerville, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Centerville, GA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.