Choosing a Lease-to-Own Company in Cedartown, GA
When choosing a lease-to-own company in Cedartown, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cedartown so you know which company is your best fit.
Snap Finance in Cedartown, GA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Cedartown, GA lease-to-own companies operate similarly. You shop in person or online at an approved Cedartown retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Cedartown, GA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Cedartown, GA?
The items you can shop for vary based on which Cedartown, GA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Cedartown, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Cedartown, GA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Cedartown and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Cedartown, GA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cedartown, GA?
Snap Finance and Amica Leasing are dedicated to helping Cedartown, GA shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Cedartown, GA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
Acima Leasing in Cedartown, GA also requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Cedartown, GA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Cedartown, GA. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.