Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Buchanan, GA

You’re ready to shop with help from a lease-to-own company in Buchanan, GA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Buchanan, GA

When picking a lease-to-own company in Buchanan, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Buchanan so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Buchanan, GA

How does Snap Finance work? Or Acima Leasing? Whichever Buchanan, GA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Buchanan retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Buchanan, GA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Buchanan, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Buchanan, GA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Buchanan, GA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Buchanan, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Buchanan and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Buchanan, GA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Buchanan, GA?

Everyone in Buchanan, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Buchanan, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Buchanan, GA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Buchanan, GA, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Buchanan, GA. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.